MORTGAGES

There are many reasons to apply for a mortgage. You may be moving house or purchasing your very first home. Perhaps you’re considering remortgaging your existing property or would like to invest in another. Whatever your reasons, our experienced team of industry professionals are here to help with your specific needs.

Empire Brokers is a whole of market broker operating from our base in London, to provide the best possible service in the mortgages and protection sectors. Our vast portfolio of clients varies in nature as we look to assist with all of your requirements, from smaller loans and mortgage enquiries for individuals to complex offshore mortgages.

As an independent firm with many years of experience in the sector and access to a host of viable lenders with exclusive products, we are perfectly poised to provide you with the help you need when it comes to loans and mortgages. Our standout team can provide you with in-depth insight and advice from an ever-changing industry and, because we are independently run, we can give you the personal service we feel is integral to healthy customer relations.

Residential mortgages are among the most common requested here at Empire Brokers Ltd. Residential Mortgages frequently involve new house moves or the remortgaging of existing properties. In terms of the market as a whole, residential mortgages are some of the most straightforward, yet using a broker can still add huge benefits.

Regardless of your experience with residential mortgaging there is no substitute for professional assistance. Because of the long-terms relationships we share with a number of leading providers, we are able to offer exclusive rates and unique deals unavailable on the high street to ensure you get the best deal possible on your mortgage.

The economic climate helps dictate the market and as a result we have seen a marked increase in buy to let mortgages. Low mortgage rates combined with a healthy demand for rentals means that buy to let mortgages have become a very popular decision for those looking to expand on their property portfolio, and we are happy to help.

If you are looking to invest in a property that will then be rented out to a third party, a buy to let mortgage is the way forward. Whether it is for private rentals, a student household,company let or a house of multiple occupations (HMO), we are able to provide ultra-competitive deals to help you maximize on your profitability.

Buying a house for the first time is a massive step in anybody’s life. It can be a worrying task and some people aren’t sure where to start. That’s exactly where we come in.

Our astute team is well versed in assisting first time buyers along every step of this new and exciting journey. Nothing is taken for granted as we understand that everything can be new to our clients and so we patiently walk you through the process, making sure that you fully understand what is happening and where your money is going before you commit to it. From start to finish, we take the trouble out of finding your mortgage and make sure we’re there for you every step of the way.

Far too often individuals and companies choose to remortgage properties with their existing lenders due to convenience without really considering the alternatives. Very often it can prove fruitful to reevaluate your options, and it may well prove to be cheaper to switch to another lender even if it means incurring a penalty from your current provider.

Our team will be happy to give you a breakdown of our remortgage packages to help give you a better understanding of how much you can stand to save by switching. There are a multitude of reasons that people consider remortgaging from home improvements, holiday and debt consolidation or the desire to invest in a new property. Whatever your reason, our expert team are here to help you make the best decision.

Offshore mortgages can be extremely beneficial to clients in the right circumstances, but are also rather complex to establish. For this reason a mortgage broker is extremely highly recommended. When done right the financial windfall can be huge – but it is certainly not an area you want to leave to chance. Expert guidance is not just insightful, it is a necessity.

If your main income comes from abroad and/or you do not reside in the UK, an offshore mortgage may be able to help you massively reduce your mortgage costs. Our team can help you invest in a UK property. We do not cut corners, but simply assess your situation to ensure you take advantage of the most suitable offer, saving you time, effort and cost.